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VA Loans

VA MORTGAGE LOANS

Available to veterans, active duty soldiers, and certain military spouses, VA Loans make homeownership a possibility for those who might not qualify for a traditional mortgage, such as first-time home buyers or people with less than perfect credit.

Special incentives like zero down payment and competitive interest rates let you build equity faster and afford the home you want right now.

What Can You Do with a VA Loan?

Military personnel work hard to keep Americans safe, and to honor the personal sacrifice they make, the United States government offers certain incentives to make their transition back into civilian life easier.

Established in 1944 to help World War II veterans to settle down, the VA Home Loan program has since made affordable homeownership a reality for 20 million military families.

For today’s veterans and active duty service members, getting a VA Loan means that you can

  • Buy a house or condominium with no money down.
  • Take advantage of competitive rates.
  • Refinance your home to reduce your monthly payment.
  • Buy a home with less than perfect credit.

To find out what the VA Home Loan program can do for you, choose from the topics on the right to learn more about your options.

In order to be eligible for a VA Loan, the U.S. Department of Veteran Affairs states that you need suitable credit, sufficient income, and a valid Certificate of Eligibility (COE).

Eligibility Requirements:
meet one or more of the following…

  • You served 90 days in a row during wartime.
  • You served at least 181 continuous days with-
    out being called to active duty.
  • You served at least 6 years in the National
    Guard or Reserves.
  • You are the spouse of a servicemember who
    died either in the line of duty or as the result of
    a disability incurred during active duty.
EASIER, QUICKER, CHEAPER

Determining eligibility has never been easier! Our expert loan officers will guide you through the process of making sure you meet the eligibility requirements and obtaining a valid Certificate of Eligibility (COE) from the U.S. Department of Veteran Affairs.

If you aren’t sure if you’re qualified, don’t worry! Give us a call and we’ll be happy to help you narrow down your options and help you find the loan that’s right for you.

For more information call 1(832)319-6920

Don’t Meet These? You may still qualify if you were honorably discharged before serving the required minimum time.

VA Loans for Veterans as a Solution

Transitioning from active duty back into civilian life is tough enough without worrying about whether you will ever be able to afford to own a home.  The VA Home Loan program has brought the pride of ownership to 20 million American veteran and active duty servicemembers. Contact a VA loan officer serving Houston, Texas and the surrounding areas today to let this mortgage program work for you.

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1st Alliance Mortgage LLC
NMLS: 1407

2200 North Loop West Suite,
Suite 114
Houston, TX 77018


Phone: (713) 338-2084
Fax: (832) 494-1538